A lot of confusion exists about qualifying for Medicaid when it is time to go into a nursing home or other long-term care facility in the Washington, DC area. As is the case with most things in life, not everything you hear is true. For instance, just because a friend or other family member had a certain issue with Medicaid planning does not mean that you will.
Recent statistics show that 53 percent of women and 26 percent of men over the age of 65 are widowed, have never been married or are divorced, which translates to approximately 18 million seniors who are single. In light of this, many discussions regarding estate planning do these millions of Americans a disservice, since they focus on individuals who are married with or without children. However, it is just as important for single Washington, DC, residents to have at least a basic estate plan.
Many disabled adults in the Washington, DC, area are provided certain public benefits such as Section 8 housing, Supplemental Security Income (SSI) and Medicaid. Even though these benefits are immensely helpful, they ordinarily do not cover more than the minimum living requirements of the individual. Supplemental needs trusts can provide additional resources to enhance the quality of a disabled person's life.
When District of Columbia residents gather for the holidays with their families, the last thing on their minds may be planning for their incapacitation or death. However, while family is gathered in one place, it may be a good idea to have some conversations in order to make some estate planning choices. The people whom an individual chooses to take control of his or her affairs in either event are key to making sure that his or her wishes are carried out as intended.